Sanford “Sandy” Elsass recently retired and consults to the insurance industry. He served for three years (2012-2015) as Chairman of the National Risk Retention Association and received the lifetime achievement award from NRRA. Sandy became involved in the risk retention sector when he formed and managed risk retention groups to serve the long-term care industry, physicians and nurses. Over the past 30 years, Sandy has held senior positions in the insurance industry. He was CEO of Montgomery & Collins, one of the five largest insurance wholesalers in the U.S. He grew the company over six years and arranged its sale to Marsh McLennan in 1999. Sandy began his insurance career with MacIntyre, Fay & Thayer in Newton, Massachusetts, which grew into one of the top 50 insurance agencies in the country under his leadership. He continues to be involved in several non-profit charities.